Insurance monitoring
Included with Reserve Eliminator No additional cost Homeowners policies Market comparison coming soon
Your insurance, always under watch
Premiums move every year, and most homeowners find out when the bill lands. We watch your homeowners policy year-round and flag the moment your premium changes. Free market comparison is on the way.
Insurance monitoring comes with the Reserve Eliminator family — it is not a standalone product
Because we only monitor and pay the insurance we manage, this is included automatically with Reserve Eliminator, Reserve Eliminator Plus Supplemental and Private Money Impound, at no extra cost. It is not available with Supplemental Tax Solution, where your servicer keeps the insurance escrow and we only handle the supplemental tax bill.
Reserve Eliminator → RE Plus Supplemental → Private Money Impound →
How it works
Monitoring that runs in the background
No renewal reminders to set, no annual phone call to your agent. We track the policy we already manage for you.
1
We watch your policy
We monitor your carrier for changes to your annual premium, coverage terms and renewal date — the policy is already in our system because we pay it.
2
You get an alert
The moment a premium change is detected, you are notified — before it shows up in your monthly collection amount.
3
Compare the market Coming soon
Opt in to our free comparison service and see what other carriers would charge for the same coverage, side by side. This add-on is in development — join the waitlist to hear when it opens.
4
Run a value check
Check whether your coverage limits and deductible actually match your situation, against published industry thresholds.
What you see
Your policy, in one place
A preview of the insurance view inside your Easy Impound dashboard.
Sample dashboard · illustrative figures
Current coverage
- Policy typeHO-3 standard
- Dwelling coverage$380,000
- Personal property$150,000
- Liability$300,000
- Deductible$1,000
- Annual premium$2,039
- Renewal dateSeptember 1
- StatusActive · paid by EI
Premium increase detected
Flagged at renewal
$283 increase this year. The annual premium rose 16.1% at renewal, from $1,756 to $2,039.
Easy Impound caught this and flagged it for review before the monthly collection amount was adjusted.
Premium history
+16.1% at this renewal · +31.5% over three years
Free add-on · in development
See the whole market, not just your renewal
We’re building a free price comparison service: when your premium jumps, we scan the market and show what other carriers would charge for the same policy — same coverage, same limits, same deductible. No broker, no sales call, and no commission to us. It isn’t live yet.
Market comparison · coming soon
Same policy. Better price?
A preview of what this will look like. Quotes would reflect identical coverage: $380K dwelling, $150K personal property, $300K liability, $1,000 deductible.
Coming soon
Market comparison isn’t live yet
Here’s the view we’re building. Premium alerts, renewal tracking and the value check are available today — comparison is the piece still in development.
Join the waitlist| Carrier | Annual premium | vs. yours | AM Best | Claims satisfaction | Same coverage | |
|---|---|---|---|---|---|---|
| Your current insurer Current insurer | $2,039 | — | A++ | 4.3 / 5 | ✓ | Current |
| Carrier A Top-rated nationwide | $1,718Save $321 | -15.7% | A+ | 4.7 / 5 | ✓ | Request quote |
| Carrier B Regional — Midwest & Mid-Atlantic | $1,754Save $285 | -14.0% | A+ | 4.6 / 5 | ✓ | Request quote |
| Carrier C Best value Available in 26 states | $1,697Save $342 | -16.8% | A++ | 4.5 / 5 | ✓ | Request quote |
| Carrier D Nationwide | $2,104 | +3.2% | A+ | 3.9 / 5 | ✓ | Request quote |
| Carrier E Nationwide | $1,955Save $84 | -4.1% | A+ | 4.1 / 5 | ✓ | Request quote |
This feature is not yet available. Carrier names are withheld in this preview and figures are illustrative. Actual rates vary by location, home age, claims history and underwriting. Easy Impound is not an insurance broker or agent and does not receive commissions from any carrier.
Value check
Is your policy actually right for you?
Enter your numbers and we will check your coverage and deductible against published industry thresholds. Nothing is stored — this runs entirely in your browser.
Your policy details
We will run the check instantly.
Not market value — what it would cost to rebuild your home.
Industry sweet spot is generally $1,000–$2,500.
Run your value check
Fill in your policy details and we will show a personalized read on your coverage, deductible and premium.
This tool is educational and compares your inputs against widely published industry guidelines. It is not insurance advice, an offer of coverage, or a recommendation to change carriers. Easy Impound is not a licensed insurance agent or broker — talk to your carrier or a licensed agent before changing your coverage.
What’s included
Everything in insurance monitoring
Premium change alerts
A notification the moment your carrier changes your premium — before your monthly collection amount moves.
Market comparison Coming soon
Side-by-side quotes for the same coverage from other carriers. Opt-in, free, and we take no commission. In development — everything else on this page is live today.
Value check
See whether your deductible, coverage limits and premium actually fit your situation.
Renewal tracking
We track your renewal date and give you a heads-up well before it arrives, so nothing lapses by surprise.
Collection coordination
Premium changes flow straight into your Easy Impound budget, so your monthly amount stays accurate.
Lapse protection
We watch for cancellation and non-renewal notices — a lapse can trigger force-placed coverage or a loan default.
Premium history
Every year of premium history in one view, so an unusual increase is obvious at a glance.
No additional cost
Insurance monitoring is part of your Reserve Eliminator subscription. There is nothing extra to buy.
Questions about insurance monitoring
What’s available today, and what’s coming?
Available now: premium monitoring, change alerts, renewal tracking, lapse and cancellation watch, premium history, and the value check tool on this page. Coming soon: the free market comparison add-on. Join the waitlist and we’ll email you when it opens — there is nothing to pay either way.
Do I have to switch carriers to use this?
No. Monitoring works with the carrier you already have, and the comparison service — once it launches — will be entirely optional. If you never opt in, we simply watch your policy, pay the premium and tell you when something changes.
Does Easy Impound earn a commission if I switch?
No. We are not an insurance broker or agent and we receive no commission, referral fee or compensation from any carrier. The comparison is being built because a lower premium means a smaller monthly collection for you.
Is this available with Supplemental Tax Solution?
No. With Supplemental Tax Solution your servicer keeps the escrow for your regular taxes and insurance, so we never touch the policy. Insurance monitoring is part of the Reserve Eliminator family only.
What happens if my carrier cancels or does not renew?
We flag cancellation and non-renewal notices as soon as they are detected and notify you immediately. A lapse in coverage can trigger expensive force-placed insurance from your lender, so this is one of the most valuable alerts we send.
Does it cost extra?
No. Insurance monitoring, premium alerts, renewal tracking and the value check are all included in your Reserve Eliminator subscription at no additional charge, and market comparison will be free as well when it launches. See the pricing page for what the subscription costs.
Stop finding out at renewal
Enroll a property in Reserve Eliminator and insurance monitoring turns on automatically — market comparison joins it when it launches.
Start Today